Background:
In a recent case handled by Kim Welch Law, a Colorado resident endured life-altering injuries in a serious motor vehicle accident. The case highlights the complex nature of dealing with multiple insurance claims and the critical importance of securing comprehensive legal representation.
Incident Overview:
The client, a Colorado resident, was a passenger in a vehicle that was involved in a severe accident. The crash resulted in significant injuries, necessitating multiple surgeries and extensive medical treatment. The at-fault vehicle was the one in which the client was riding, creating an immediate challenge in seeking compensation from the responsible party’s insurance.
Insurance Challenges:
Initially, the client sought compensation from the insurance policy of the at-fault driver. Fortunately, the insurance policy limits were met, providing some relief. However, complications arose when it came to the client’s underinsured motorist (UIM) coverage through their own insurance provider.
The client’s insurance company attempted to deny the UIM claim, arguing that the coverage was not valid due to a recent change in residence. This denial threatened to leave the client without essential additional compensation needed to cover the extensive damages and medical costs resulting from the serious motor vehicle accident.
Legal Intervention:
Kim Welch Law stepped in to address the denial of the UIM claim. Our legal team meticulously reviewed the insurance policy details and the circumstances surrounding the residence change. We effectively demonstrated that the client’s coverage was indeed active and applicable under the terms of the policy. Through persistent negotiation and legal arguments, we convinced the insurer to honor the UIM claim.
Outcome:
The case concluded with a successful settlement of $205,000. This settlement encompassed the policy limits from the at-fault driver’s insurance and the underinsured motorist coverage, providing much-needed financial support for the client’s ongoing medical needs and other expenses related to the serious motor vehicle accident.
Conclusion:
This case underscores the complexities involved in handling serious motor vehicle accident claims, particularly when multiple insurance policies and potential coverage disputes are at play. Kim Welch Law’s intervention was pivotal in securing the full compensation that the client deserved. Our dedication to navigating the intricacies of insurance claims and advocating for our clients’ rights ensured a favorable outcome in a challenging situation.
For anyone facing similar challenges after a serious motor vehicle accident in Colorado, it is crucial to seek experienced legal representation to protect your interests and ensure you receive the compensation you are entitled to.
About Kim Welch Law:
Hire a local Colorado injury lawyer to fight on your behalf. With over 29 years of experience in Colorado, Kim Welch Law is the personal injury lawyer you need fighting for you. As a former insurance company defense attorney, she has an extensive understanding of how insurance companies take advantage of injured peoples’ desperation with lowball settlements or by denying claims. She fights for total compensation and holds insurance companies and defendants accountable for preventable accidents.
Contact Us.
Anyone can suffer an accident at any time. Contacting an injury attorney as soon as possible after the accident can mean the difference between a sizeable financial compensation and an unfair settlement.
Kim Welch Law will fight for you. Schedule a free consultation today! Connect with us on Facebook here!