Insurance Disputes FAQ

Kim Welch Law Is Here To Help You Understand Your Legal Rights

If you have been in an accident, you expect your insurance company to help you and pay you the compensation you deserve. Unfortunately, insurance companies sometimes try to deny paying individuals what they are owed. As an experienced law firm in Colorado Springs, Kim Welch Law is here to make sure you receive the compensation you deserve, and that your insurance company is treating you fairly. Below, we have answered questions we receive about insurance disputes to help you better understand how to navigate this type of situation.

Will My Insurer Offer Me A Fair Settlement?

While you hope your insurance company will treat you fairly and pay you what you deserve, insurance companies will often try to take advantage of their clients and avoid paying settlements. If you feel your insurance company is not treating you fairly in any way, it is important to contact an experienced insurance dispute lawyer right away.

Can My Insurance Company Deny My Claim?
Yes, insurance companies have a right to deny claims. When you submit a claim, your insurance company will look over it closely and make sure your accident is covered by your policy and that the claim is not fraudulent. Some insurance companies will act in bad faith, which means your insurance company is denying your payment or trying to prevent you from receiving compensation, even when you are eligible.
What Are Examples Of An Insurance Company Acting In Bad Faith?

If an insurance company is acting dishonestly, they are acting in bad faith. Some examples of this include:

  • Threatening clients.
  • Denying coverage without a valid reason.
  • Failure to communicate with clients.
  • Withholding policy limits.
  • Ignoring certain investigation facts for their benefit.
  • Misrepresentation of insurance policies.
  • Failure to properly investigate a claim.
  • Delaying insurance payments without a valid reason.
  • Attempting to lowball payments of an insurance claim.
  • Refusing to settle your case.
Why Did My Insurance Company Deny My Claim?

Unfortunately, certain insurance companies mistreat their customers and deny claims without valid reasons. When an insurance company acts in bad faith, they expect the policyholder to accept the mistreatment. With Kim Welch Law fighting for your case, we will make sure your insurance company properly investigates your case and pays you the compensation you deserve.

My Insurance Company Will Not Return My Calls. Does This Mean They Are Busy Investigating My Case?

Insurance companies are obligated to communicate promptly with you throughout the process of your insurance claim. If you are unable to contact them, then they are acting in bad faith. They are probably hoping you will give up and stop attempting to contact them. You have a right to communicate with your insurance company, and to be paid what you deserve.

What Do I Do If I Am Given An Extremely Low Offer By My Insurance Company?

If you believe your insurance company is intentionally trying to settle with a low offer, then it could be a case of them acting in bad faith. Insurance companies have an obligation to investigate your claim thoroughly and offer you a fair settlement. It is important to have an insurance dispute lawyer by your side so they can help make sure your insurance company is treating your case fairly.

Kim Welch Law Is Prepared To Help Fight Your Insurance Dispute

Your insurance company is obligated to treat you and your insurance claim fairly. If you believe they are acting dishonestly in any way, we will help make sure they investigate your claim properly and offer you a fair settlement. If you have any more questions about insurance disputes or need help with an unfair insurer, please contact our office today!

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